Are You Risk-Wise?

Essential Tips for Protecting Your Home.

Owning a home is a big responsibility-but protecting it doesn’t have to feel overwhelming. With severe weather happening more often and repair costs on the rise, a little preparation today can help you avoid big headaches (and big bills) tomorrow.

Knowing the most common risks in your area and staying on top of simple home maintenance can make all the difference. These small, proactive steps can help keep your home and family safe.

Whether you’re settling into your first home or have years of experience, discover how easy it can be to stay risk-wise and protect what matters most.

Don’t leave preparedness to chance.

Learn what you can do to protect the home you love from the most common causes of loss.

Gas grills cause an average of 9,287 home fires per year

The National Fire Protection Association (NFPA)

Hail can fall at 100+ mph in severe storms.

NOAA

In 2023, wind and hail caused 42.5% of homeowners insurance losses

iii.org

Storm debris can fly at 100+ mph in severe winds.

NOAA

FORTIFIED homes saw at least 55% fewer losses during Hurricane Sally.

IBHS

A burst pipe can release 250 gallons or more/day.

IBHS

Winds over 60mph can down trees.

The Weather Channel

In 2024, Lightning drove $1B+ in homeowners claims.

iii.org

Are You Risk Wise? Challenge Your Knowledge Below.

Click on any of the risk categories below to find out how risk ready you are. We’ve got fun games and loads of risk prevention tips to help you become more risk-wise.

photo: woman cleaning leaves from the gutters of a house